Cash vs Financing
Not sure if cash or financing is right for you? We break down the pros and cons to help you decide.
Is It Better to Buy a Used Car with Cash or Financing?
Buying with cash means no monthly payments and no interest — it’s simple and stress-free. But it also means spending a big chunk of money all at once, which might limit your options. Financing lets you spread out payments and sometimes helps build credit, but you'll pay more overall due to interest. Think about your budget, income, and long-term plans. The best choice depends on what works for your financial situation and comfort level.